Course Description
Banks in emerging nations face significant challenges in the current environment. These include: the regulatory capital requirements faced by all banks; a dearth of reliable data upon which to base credit decisions; a poor repayment culture and consequent over-reliance on collateral; competition from other banks; the challengers powered by FinTech innovation; and global banks with larger balance sheets.
Increasingly, banks operating in emerging markets find themselves subject to the same regulatory strictures as those in the developed world but without access to the same level of talent pool, technological infrastructure and treasury risk management products available in the G7. They also find themselves competing principally on price with other banks, putting pressure on net interest margins and profitability.
Forward-looking banking strategy should therefore be based more around fee-based business, the expansion of operations via technology and the use of agents to increase coverage in remote regions. This course will equip banking professionals with the tools and ideas to create new strategies and optimise opportunities for growth and development.
COURSE OBJECTIVES: On completion, you will be able to:
Course Structure
KEY TOPICS:
Course Provider Contact
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